In follow-up to previous communications regarding the financial deterioration of Mountain Valley Indemnity Company (MVIC). MVIC has begun the process of winding down its insurance business and will no longer be providing insurance coverage after the end of the year. The company is engaged in an orderly wind down with the New York Department of Financial Services so individuals have time to find alternative coverage. Claims will continue to be covered while policies remain in force. We encourage customers to contact their independent agent now to identify options for replacement coverage. If your policy is cancelled prior to the expiration date, you will be issued a pro-rated refund for any paid premium covering the period after cancellation. We will be providing monthly communications to support the transition.